Identity Theft – How To Avoid It

No, I’m not saying that you’re walking around town with a steal me sign on your handbag, purse or wallet but this type of theft is a common crime, not just in the United States, but worldwide. Also, you may lose your wallet on your own, like I did a few years ago, only to get a call from a police officer a couple days later who told me that a criminal had found it and was driving around with my wallet in his car. Due to that lucky traffic stop, I did not become a victim of identity theft, but millions of Americans are not so lucky so it’s best to be prepared.

D. When you aren’t using your identification documents such as your social security card replacement, birth certificate, or passports keep them in a secure location.

What we are going to tell you now about your credit report is SHOCKING. The single most item that will lower your credit scores is a RECENT LATE PAYMENT. We have seen credit scores plummet from (690) down to (590) in one day because an account was recently (30) days late. It does not matter the amount of money. Even if the account was for $50.00 and you were recently late, your credit scores plummet drastically. Credit scores are NOT determined by the dollar amount of the entry but by the record of payments.

As long as the charge is in dispute, you don’t have to pay that portion of your bill. You do, however, have to continue paying any other amounts you may have on the same social security card replacement.

Depending on the model computer, payments start as low as $20 per month. And, you will not overpay for the true value of the computer like with rent to own. If the qualifications just described are acceptable to you, then we feel this is the best computer financing option for people with bad credit.

So you will pay 160 bucks every month on the second highest card which will be like making two monthly payments instead of one. So, that account will be paid off in essentially half the time it would normally take! See how this works?

They are wonderful people that get paid (by you) to teach you how to budget your paycheck. They then make deals with creditors to take payments. IF THAT is knowledge, than I am the Eiffel Tower in France.

I found two claims in my husband’s name lying unclaimed for over 6 years. Each accounted for over $100. They were state tax refunds that he had forgotten to cash when he was a graduate student. The state refunded the money within 12-14 weeks of filing a claim.

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